1. Acceptance of Terms

Welcome to iprates.com. These Terms of Service (“Terms”) constitute a legally binding agreement between you (whether an individual or entity) and IP Rates, Inc. (“Company,” “we,” “us,” or “our”) governing your access to and use of the iprates.com website, mobile applications, and related services (collectively, the “Service”).

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

If you are using the Service on behalf of a company, organization, or other entity, then “you” means both you and such entity, and you represent and warrant that (i) you are an authorized representative of the entity with the authority to bind the entity to these Terms, and (ii) the entity agrees to be bound by these Terms.

2. Definitions

Throughout these Terms, certain terms have specific meanings:

• “Content” means any information, text, graphics, photos, videos, data, or other materials that are uploaded, downloaded, or appearing on the Service.
• “Feedback” means suggestions, ideas, comments, or other feedback you provide regarding the Service.
• “Premium Features” means advanced features, functionality, and content available to subscribers of paid service tiers.
• “Reviews” means technical evaluations, performance assessments, and analyses of digital services provided by the Company.
• “Subscription” means a recurring payment plan for access to Premium Features.
• “User” means any individual who accesses or uses the Service, regardless of whether they have registered for an account.
• “User Content” means Content that users provide to be made available through the Service, including comments, feedback, and forum posts.

3. Account Registration and Security

3.1 Account Creation

To access certain features of the Service, you may be required to register for an account. When registering, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Security

You are solely responsible for:

• Maintaining the confidentiality of your account password
• Restricting access to your account
• Ensuring that all activities under your account comply with these Terms
• Notifying us immediately of any unauthorized use of your account or other security breaches

3.3 Account Verification

We may, at our discretion, implement account verification procedures, which may include email verification, two-factor authentication, or other security measures. You agree to comply with these verification procedures as they are implemented.

3.4 No Account Sharing

Individual accounts are for single-user access only. You may not share your account credentials with others or allow multiple individuals to use a single account (except for authorized multi-user accounts). We reserve the right to monitor for signs of account sharing and may suspend or terminate accounts that violate this provision.

4. Services Description

4.1 Technical Review Platform

iprates.com is a technical review and analysis platform that provides independent assessments of digital services. Our reviews focus on technical performance metrics, security analysis, reliability testing, and related evaluations.

4.2 Service Tiers

The Service offers multiple access tiers:

• Free Access: Provides limited access to reviews, summarized performance data, and basic comparisons.
• Premium Subscription: Provides comprehensive access to detailed technical data, historical performance metrics, advanced filtering tools, raw data exports, and other enhanced features.
• Team Subscription: Offers multi-user access with collaborative features for organizational use.
• Enterprise Subscription: Provides customized access, API integration, and specialized technical support for larger organizations.

4.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, including the availability of any feature, database, or content. We may also impose limits on certain features or restrict access to parts or all of the Service without notice or liability.

4.4 Beta Features

We may offer access to beta, preview, or early-access features that are still under development. These features are provided “as is” without warranty of any kind, and we may modify, suspend, or discontinue them at any time without notice.

5. Subscription Terms and Billing

5.1 Subscription Plans

We offer various subscription plans that provide access to Premium Features. The specific features included, pricing, and billing cycle are described during the sign-up process and on our pricing page. All subscription fees are quoted in US dollars unless otherwise specified.

5.2 Recurring Billing

By subscribing to a paid plan, you authorize us to charge the applicable subscription fees to your designated payment method on a recurring basis. Subscription fees will be charged at the beginning of each billing period (monthly or annually, depending on your selected plan).

5.3 Free Trials

We may offer free trial periods for Premium Features. Unless you cancel before the trial period ends, you authorize us to charge your payment method for the subscription plan you selected. You will not receive a notice from us that your free trial has ended or that your paid subscription has begun.

5.4 Price Changes

We reserve the right to adjust pricing for our subscription plans. If we change the pricing for your subscription, we will provide notice at least 30 days before the change takes effect. Your continued use of the Service after the price change becomes effective constitutes your agreement to pay the adjusted price.

5.5 Cancellation

You may cancel your subscription at any time through your account settings. Upon cancellation, your subscription will remain active until the end of the current billing period. We do not provide refunds for the unused portion of any subscription period.

5.6 Taxes

All fees and charges are exclusive of applicable taxes (like VAT or sales tax), which you are responsible for paying. If we are legally obligated to collect taxes, the appropriate amount will be added to your billing statement.

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Service and its original content (excluding User Content), features, and functionality are owned by IP Rates, Inc. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. All rights not expressly granted to you are reserved by us and our licensors.

6.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal or internal business purposes.

6.3 Restrictions

You shall not:

• Copy, modify, distribute, sell, or lease any part of the Service
• Reverse engineer, disassemble, or decompile the Service or attempt to extract the source code
• Use the Service to build a similar or competitive product or service
• Remove any copyright, trademark, or other proprietary notices
• Use automated methods or scripts to access or scrape data from the Service
• Attempt to gain unauthorized access to any portion of the Service

6.4 Technical Data Usage

You may use technical data and metrics from our reviews for internal decision-making purposes. Limited citation of our reviews is permitted with proper attribution to iprates.com. However, systematic reproduction, redistribution, or commercial use of our technical data or reviews requires prior written consent.

6.5 Feedback

If you provide us with Feedback, you grant us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sublicensable, and transferable license to use, reproduce, modify, create derivative works from, distribute, and display such Feedback in any manner and for any purpose.

7. User Content

7.1 Content Ownership

You retain ownership rights to any User Content you submit to the Service. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in any media for the purpose of providing and promoting the Service.

7.2 Content Responsibility

You are solely responsible for all User Content that you submit, post, or otherwise make available through the Service. You represent and warrant that:

• You own or have the necessary licenses, rights, consents, and permissions to use and authorize us to use your User Content
• Your User Content does not violate the privacy rights, publicity rights, copyright, contractual rights, or any other rights of any person or entity
• Your User Content does not contain material that is false, intentionally misleading, or defamatory

7.3 Content Monitoring

We do not actively monitor User Content but reserve the right to review and moderate any User Content. We may remove or refuse to post any User Content for any reason, including material that we determine violates these Terms or may be offensive, illegal, or infringe upon the rights of any third party.

7.4 Prohibited Content

You may not post User Content that:

• Is illegal, obscene, threatening, defamatory, invasive of privacy, or otherwise objectionable
• Infringes any intellectual property or other proprietary rights
• Contains software viruses or any other code designed to disrupt functionality
• Constitutes unauthorized commercial communications (such as spam)
• Contains personally identifying information about another person without their consent
• Impersonates another person or entity

8. Acceptable Use Policy

8.1 General Conduct

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party rights
• Engage in any activity that interferes with or disrupts the Service
• Attempt to gain unauthorized access to any part of the Service or other users’ accounts
• Transmit any viruses, malware, or other harmful code
• Collect or harvest user data without permission
• Impersonate any person or entity

8.2 API Usage

If you are provided with API access:

• You must comply with any rate limits and authentication requirements
• You may not cache or store our data for more than 24 hours
• You must clearly attribute data to iprates.com in any integration
• You may not use API data to build competing services or databases
• We reserve the right to revoke API access for any reason

8.3 Technical Testing Limitations

You must not:

• Attempt to reverse-engineer our testing methodologies
• Conduct security testing or vulnerability scanning of our website or infrastructure
• Intentionally submit false or misleading information to manipulate our reviews
• Use automation tools to scrape or extract data from our Service

9. Disclaimers and Limitations

9.1 Service Provided “As Is”

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

9.2 Technical Reviews Disclaimer

Our reviews and technical assessments represent our best effort to provide accurate information based on our testing methodology. However:

• We do not guarantee that our reviews will be error-free or reflect your specific experience
• Service performance can vary based on numerous factors outside our control
• Technical specifications and service offerings may change after our review publication
• Our reviews should be considered one of multiple factors in your decision-making process

9.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IP RATES, INC., ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THE SERVICE.

IN NO EVENT WILL OUR AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS RELATED TO THE SERVICE EXCEED THE GREATER OF $100 USD OR THE AMOUNT YOU PAID TO US DURING THE 12-MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.

9.4 Exclusions

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above limitations and disclaimers may not apply to you. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit our liabilities, the scope and duration of such warranty and the extent of our liability will be the minimum permitted under such law.

10. Indemnification

You agree to indemnify, defend, and hold harmless IP Rates, Inc., its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that arise from or relate to:

• Your use of or access to the Service
• Your User Content
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights or privacy rights

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.

11. Termination

11.1 Termination by You

You may terminate your account and discontinue use of the Service at any time by following the cancellation procedures in your account settings or by contacting our support team. Termination of your account does not relieve you of any payment obligations incurred prior to termination.

11.2 Termination by Us

We reserve the right to suspend or terminate your access to the Service, including any accounts or subscriptions, at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

11.3 Effects of Termination

Upon termination:

• Your access rights to the Service will cease
• Your account and all associated data may be deleted
• You will not be entitled to any refunds for any unused portion of a subscription
• Any outstanding payment obligations will remain in effect

11.4 Survival

All provisions of these Terms which by their nature should survive termination shall survive, including without limitation: ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

12. Modifications to Terms

12.1 Updates to Terms

We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will provide notice through the Service, by sending you an email, or by other means to provide you with the opportunity to review the changes before they become effective.

12.2 Your Continued Use

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Service.

12.3 Updates to Services

We may update the content, functionality, and features of the Service from time to time. Any new features that augment or enhance the current Service shall be subject to these Terms.

13. Miscellaneous Provisions

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

13.2 Dispute Resolution

Any dispute arising from or relating to these Terms or the Service will first be resolved through good-faith negotiations between the parties. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in San Francisco, California, using the rules of the American Arbitration Association.

13.3 Class Action Waiver

ANY ARBITRATION OR COURT PROCEEDING SHALL BE LIMITED TO THE DISPUTE BETWEEN US AND YOU INDIVIDUALLY. YOU ACKNOWLEDGE AND AGREE THAT:

• Claims by or against you may not be joined or consolidated with claims by or against any other person
• There shall be no right or authority for any dispute to be arbitrated or resolved on a class action basis
• There shall be no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons

13.4 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

13.5 No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by our authorized representative.

13.6 Assignment

You may not assign or transfer these Terms, or any rights or obligations hereunder, without our prior written consent. We may assign these Terms, in whole or in part, at any time without notice.

13.7 Entire Agreement

These Terms, including our Privacy Policy and any additional terms incorporated by reference, constitute the entire agreement between you and us regarding the Service and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the Service.

14. Contact Information

If you have any questions about these Terms or the Service, please contact us: